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RE: THE THREAD!!! - 10/29/2009 8:38:29 PM   
stuman


Posts: 3907
Joined: 9/14/2008
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Status: offline 		Hello all

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Post #: 6211
RE: THE THREAT!!! - 10/29/2009 8:39:15 PM   
Historiker


Posts: 4742
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From: Deutschland
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Post #: 6212
RE: THE THREAD!!! - 10/29/2009 8:39:53 PM   
thegreatwent


Posts: 3011
Joined: 8/24/2004
From: Denver, CO
Status: offline
quote:

Meh. The snow in Minnesota generally isn't all that bad. It's the -30F that is the most unpleasant bit about Winter.

The poor suckers to the East of the Great Lakes (e.g., Northern New York-Buffalo, etc.) really get slammed with 'lake effect' snowfalls that stagger the imagination. 12-15+ feet of snow in a given season isn't unheard of. That's 4+ meters for our international friends. Not only do they have to have the right roof pitch, but they'd better have egress from the upper story windows too


Having lived in St. Paul, MN for eight years and Ft. Drum, NY for four I would would say both places have their charms.

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Post #: 6213
RE: The Thread - 10/29/2009 8:49:55 PM   
Chickenboy


Posts: 24520
Joined: 6/29/2002
From: San Antonio, TX
Status: offline
quote:

ORIGINAL: Historiker

That means skiing until June, right? 

For downhill: were there hills worthy of mention in Minnesota, that might be possible. As it is, there's cross-country skiing until April, generally. However, to paraphrase George Carlin, late American comedian re: swimming ("it's not a sport, it's a way to keep from drowning"), cross-country skiing isn't a sport, it's a way to get someplace when you're otherwise snowbound.

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Post #: 6214
RE: THE THREAD!!! - 10/29/2009 8:50:27 PM   
Chickenboy


Posts: 24520
Joined: 6/29/2002
From: San Antonio, TX
Status: offline
quote:

ORIGINAL: thegreatwent

quote:

Meh. The snow in Minnesota generally isn't all that bad. It's the -30F that is the most unpleasant bit about Winter.

The poor suckers to the East of the Great Lakes (e.g., Northern New York-Buffalo, etc.) really get slammed with 'lake effect' snowfalls that stagger the imagination. 12-15+ feet of snow in a given season isn't unheard of. That's 4+ meters for our international friends. Not only do they have to have the right roof pitch, but they'd better have egress from the upper story windows too


Having lived in St. Paul, MN for eight years and Ft. Drum, NY for four I would would say both places have their charms.

What warm weather God did you offend to merit such punishment?


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Post #: 6215
RE: THE THREAD!!! - 10/29/2009 9:00:26 PM   
thegreatwent


Posts: 3011
Joined: 8/24/2004
From: Denver, CO
Status: offline
quote:

What warm weather God did you offend to merit such punishment?


At the risk of violating the no religion clause I'll just say that I'm a Protestant. Which were generally found in northern climes. Not sure of the whole cause effect relationship there though

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Post #: 6216
RE: THE THREAD!!! - 10/29/2009 9:02:03 PM   
anarchyintheuk

 

Posts: 3921
Joined: 5/5/2004
From: Dallas
Status: offline 		Us catholics have always preferred more tropical zones.

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Post #: 6217
RE: THE THREAD!!! - 10/29/2009 9:05:59 PM   
Chickenboy


Posts: 24520
Joined: 6/29/2002
From: San Antonio, TX
Status: offline
quote:

ORIGINAL: anarchyintheuk

Us catholics have always preferred more tropical zones.

Or drudgingly accepted their lot in life to live in the frozen tundra...not that I'm bitter...

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Post #: 6218
RE: THE THREAD!!! - 10/29/2009 9:07:33 PM   
treespider


Posts: 9796
Joined: 1/30/2005
From: Edgewater, MD
Status: offline
quote:

ORIGINAL: thegreatwent

quote:

Meh. The snow in Minnesota generally isn't all that bad. It's the -30F that is the most unpleasant bit about Winter.

The poor suckers to the East of the Great Lakes (e.g., Northern New York-Buffalo, etc.) really get slammed with 'lake effect' snowfalls that stagger the imagination. 12-15+ feet of snow in a given season isn't unheard of. That's 4+ meters for our international friends. Not only do they have to have the right roof pitch, but they'd better have egress from the upper story windows too


Having lived in St. Paul, MN for eight years and Ft. Drum, NY for four I would would say both places have their charms.



Ft. Drum is about as "charming" as ... well I can't think of anything to compare its "charm" to... spent 5 years in Syracuse from 91-96. IIRC '92-'94 were the three snowiest on record. Why in Providence's name anyone decided to build a city there is beyond me...snow in the winter ...and Triple E carrying mosquitos in the summer...or more correctly the time of year they refer to as summer

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Post #: 6219
RE: The Thread - 10/29/2009 9:26:22 PM   
AW1Steve


Posts: 14507
Joined: 3/10/2007
From: Mordor Illlinois
Status: offline
quote:

ORIGINAL: Mynok


quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: Speedy
I currently own my apartment but we're planning to rent a house before buying towards the end of next year. I have to decide whether to rent or sell my flat. I could rent it for more than my mortgage = good BUT ther'es the hassle of renting it and maintaining the place + it's a leasehold property and there's only 60 years left on the lease.


Leasehole property? That must be something British.



It's also in the USA, but far more commonly found in commercial real estate applications. Instead of a 99 year lease (as used to be done on properties--Like the base at Guantamano Bay) , you will frequently see 20 year retail leases. "Buisness site, will build to suit ". Or "pad for lease". Very different from residential real estate.


Since when do 'leases' have mortgages for the lessee?


About 800 years , if I recall my English history correctly. And don't forget that American real estate law is based upon colonial real estate law, which was ...surprise! English real estate law. And there are all kinds of other weird real estate entaglements like lif estates (where you live on the property fot the rest of your life , but can't sell it, etc.....all kinds of weird stuff still on the books, but rarely used. ). Thank God. Usually only reseserected for Real estate Broker licence exams and by real estate lawyers with a strange thing for....well strange things,

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Post #: 6220
RE: The Thread - 10/29/2009 9:34:18 PM   
Terminus


Posts: 41459
Joined: 4/23/2005
From: Denmark
Status: offline
quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: Speedy
I currently own my apartment but we're planning to rent a house before buying towards the end of next year. I have to decide whether to rent or sell my flat. I could rent it for more than my mortgage = good BUT ther'es the hassle of renting it and maintaining the place + it's a leasehold property and there's only 60 years left on the lease.


Leasehole property? That must be something British.



It's also in the USA, but far more commonly found in commercial real estate applications. Instead of a 99 year lease (as used to be done on properties--Like the base at Guantamano Bay) , you will frequently see 20 year retail leases. "Buisness site, will build to suit ". Or "pad for lease". Very different from residential real estate.


Since when do 'leases' have mortgages for the lessee?


About 800 years , if I recall my English history correctly. And don't forget that American real estate law is based upon colonial real estate law, which was ...surprise! English real estate law. And there are all kinds of other weird real estate entaglements like lif estates (where you live on the property fot the rest of your life , but can't sell it, etc.....all kinds of weird stuff still on the books, but rarely used. ). Thank God. Usually only reseserected for Real estate Broker licence exams and by real estate lawyers with a strange thing for....well strange things,


Wow...

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Post #: 6221
THE THREAD!!! - 10/29/2009 9:35:12 PM   
Terminus


Posts: 41459
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From: Denmark
Status: offline 		Subject Line Reset.

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Post #: 6222
RE: The Thread - 10/29/2009 9:37:48 PM   
anarchyintheuk

 

Posts: 3921
Joined: 5/5/2004
From: Dallas
Status: offline
quote:

ORIGINAL: Terminus

quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: Speedy
I currently own my apartment but we're planning to rent a house before buying towards the end of next year. I have to decide whether to rent or sell my flat. I could rent it for more than my mortgage = good BUT ther'es the hassle of renting it and maintaining the place + it's a leasehold property and there's only 60 years left on the lease.


Leasehole property? That must be something British.



It's also in the USA, but far more commonly found in commercial real estate applications. Instead of a 99 year lease (as used to be done on properties--Like the base at Guantamano Bay) , you will frequently see 20 year retail leases. "Buisness site, will build to suit ". Or "pad for lease". Very different from residential real estate.


Since when do 'leases' have mortgages for the lessee?


About 800 years , if I recall my English history correctly. And don't forget that American real estate law is based upon colonial real estate law, which was ...surprise! English real estate law. And there are all kinds of other weird real estate entaglements like lif estates (where you live on the property fot the rest of your life , but can't sell it, etc.....all kinds of weird stuff still on the books, but rarely used. ). Thank God. Usually only reseserected for Real estate Broker licence exams and by real estate lawyers with a strange thing for....well strange things,


Wow...


That's very close to an honorary Brady award.

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Post #: 6223
RE: THE THREAD!!! - 10/29/2009 9:44:37 PM   
Terminus


Posts: 41459
Joined: 4/23/2005
From: Denmark
Status: offline 		Subject Line Reset.

_____________________________

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Post #: 6224
RE: THE THREAD!!! - 10/29/2009 9:50:34 PM   
USSAmerica


Posts: 18715
Joined: 10/28/2002
From: Graham, NC, USA
Status: offline

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"Good times will set you free" - Jimmy Buffett

"They need more rum punch" - Me


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Post #: 6225
RE: THE THREAD!!! - 10/29/2009 9:50:47 PM   
USSAmerica


Posts: 18715
Joined: 10/28/2002
From: Graham, NC, USA
Status: offline 		Parole - Tithe. 

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"Good times will set you free" - Jimmy Buffett

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Post #: 6226
RE: The Thread - 10/29/2009 9:54:47 PM   
Mynok


Posts: 12108
Joined: 11/30/2002
Status: offline
quote:

ORIGINAL: AW1Steve
About 800 years , if I recall my English history correctly. And don't forget that American real estate law is based upon colonial real estate law, which was ...surprise! English real estate law. And there are all kinds of other weird real estate entaglements like lif estates (where you live on the property fot the rest of your life , but can't sell it, etc.....all kinds of weird stuff still on the books, but rarely used. ). Thank God. Usually only reseserected for Real estate Broker licence exams and by real estate lawyers with a strange thing for....well strange things,


Interesting....Wiki has a good bit of info on leasehold property (and tenancy accordingly). It mentions nothing about mortgages though. Tenancy according the Wiki usually involved considertion (i.e. rent), though it does mention that the tenancy can be bought and sold.

So do you pay both rent and your mortgage payment if you buy something like this?

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Post #: 6227
RE: THE THREAD!!! - 10/29/2009 9:55:15 PM   
JWE

 

Posts: 6580
Joined: 7/19/2005
Status: offline
quote:

ORIGINAL: anarchyintheuk
Us catholics have always preferred more tropical zones.

Oh, yeah; sweet.

Well, the ex decided to get gnarly about the division of assets thing, so have to sell the house in Cali. But maybe 12 years ago we bought a spot on the South shore of Hi'va O'a in the Marquesas, that the lawyers say is mine, all mine.

Gonna have to remember all my French, and learn a lot more, besides. Will need a sat-phone uplink to commo with the world, too. Yeah, not bad .. can dig it .. I mean, people who know their Rhones and can do veal .. and who know what sailing is.

Oh, yeah; sweet.


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Post #: 6228
RE: THE THREAD!!! - 10/29/2009 10:01:19 PM   
Mynok


Posts: 12108
Joined: 11/30/2002
Status: offline
I ain't going anywhere that doesn't have four seasons...at least not permanently. And definitely not some tropical island where I can procure malaria, dengue fever and cyclone poisoning.....

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Post #: 6229
RE: The Thread - 10/29/2009 10:12:21 PM   
AW1Steve


Posts: 14507
Joined: 3/10/2007
From: Mordor Illlinois
Status: offline
quote:

ORIGINAL: Mynok


quote:

ORIGINAL: AW1Steve
About 800 years , if I recall my English history correctly. And don't forget that American real estate law is based upon colonial real estate law, which was ...surprise! English real estate law. And there are all kinds of other weird real estate entaglements like lif estates (where you live on the property fot the rest of your life , but can't sell it, etc.....all kinds of weird stuff still on the books, but rarely used. ). Thank God. Usually only reseserected for Real estate Broker licence exams and by real estate lawyers with a strange thing for....well strange things,


Interesting....Wiki has a good bit of info on leasehold property (and tenancy accordingly). It mentions nothing about mortgages though. Tenancy according the Wiki usually involved considertion (i.e. rent), though it does mention that the tenancy can be bought and sold.

So do you pay both rent and your mortgage payment if you buy something like this?


Like everything that lawyers create or keep their hands in, "That depends". Or as a lawyer would say , "That's case specific". I've seen commercial leases that might charge you rent and a percentage of your monthly profit (as in a retail store in a mall). Usually if you have a mortgage , it's because you put up a building. And again as an example take a retail store, say a discount store. Did you ever notice how a K-mart or "K-Mart type building goes completely to hell after 20 years? And they generally rebuild it or move and build another close by? That's because the buiding is only built to survive 20 years. Because that's how long the building site lease is for. Mall are built for a slightly longer term and down-town department stores are built forever--no lease. You generally will have a mortgage for the life expectancy of your building , which is the "life-expectancy of your lease". I'd love to know who thought up this crazy system. It's almost as insane as the aircraft "sell and lease back" scheme. I suppose it works , but it sounds strange.

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Post #: 6230
RE: The Thread - 10/29/2009 10:16:16 PM   
AW1Steve


Posts: 14507
Joined: 3/10/2007
From: Mordor Illlinois
Status: offline
quote:

ORIGINAL: Terminus

quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: Speedy
I currently own my apartment but we're planning to rent a house before buying towards the end of next year. I have to decide whether to rent or sell my flat. I could rent it for more than my mortgage = good BUT ther'es the hassle of renting it and maintaining the place + it's a leasehold property and there's only 60 years left on the lease.


Leasehole property? That must be something British.



It's also in the USA, but far more commonly found in commercial real estate applications. Instead of a 99 year lease (as used to be done on properties--Like the base at Guantamano Bay) , you will frequently see 20 year retail leases. "Buisness site, will build to suit ". Or "pad for lease". Very different from residential real estate.


Since when do 'leases' have mortgages for the lessee?


About 800 years , if I recall my English history correctly. And don't forget that American real estate law is based upon colonial real estate law, which was ...surprise! English real estate law. And there are all kinds of other weird real estate entaglements like lif estates (where you live on the property fot the rest of your life , but can't sell it, etc.....all kinds of weird stuff still on the books, but rarely used. ). Thank God. Usually only reseserected for Real estate Broker licence exams and by real estate lawyers with a strange thing for....well strange things,


Wow...



OK T, I'm sorry. It's been a heck of day , I'm tired and still working. I neglected to spell check . When I get tired I don't read so good and my dyslexia kicks in big time. Sorry. I'll try and do better. And at least it's not a "Bobo" award or a "Marky" award.

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Post #: 6231
RE: The Thread - 10/29/2009 10:18:57 PM   
Historiker


Posts: 4742
Joined: 7/4/2007
From: Deutschland
Status: offline 		What's the Marky Award?
Having to be 25 (or so) again while being forced to behave like 14?

_____________________________

Without any doubt: I am the spawn of evil - and the Bavarian Beer Monster (BBM)!

There's only one bad word and that's taxes. If any other word is good enough for sailors; it's good enough for you. - Ron Swanson

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Post #: 6232
THE THREAD!!! - 10/29/2009 10:20:12 PM   
bobogoboom


Posts: 3799
Joined: 2/13/2006
From: Dallas
Status: offline 		SLR

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Post #: 6233
RE: THE THREAD!!! - 10/29/2009 10:20:19 PM   
bobogoboom


Posts: 3799
Joined: 2/13/2006
From: Dallas
Status: offline 		tithe

_____________________________

I feel like I'm Han Solo, and you're Chewie, and she's Ben Kenobi, and we're in that bar.
Member Texas Thread Mafia.

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Post #: 6234
RE: THE THREAD!!! - 10/29/2009 10:22:31 PM   
bobogoboom


Posts: 3799
Joined: 2/13/2006
From: Dallas
Status: offline
quote:

ORIGINAL: anarchyintheuk

Us catholics have always preferred more tropical zones.

hows the trinity looking today with all the rain?

_____________________________

I feel like I'm Han Solo, and you're Chewie, and she's Ben Kenobi, and we're in that bar.
Member Texas Thread Mafia.

Sig art by rogueusmc

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Post #: 6235
RE: The Thread - 10/29/2009 10:27:57 PM   
bobogoboom


Posts: 3799
Joined: 2/13/2006
From: Dallas
Status: offline
quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Terminus

quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: AW1Steve


quote:

ORIGINAL: Mynok


quote:

ORIGINAL: Speedy
I currently own my apartment but we're planning to rent a house before buying towards the end of next year. I have to decide whether to rent or sell my flat. I could rent it for more than my mortgage = good BUT ther'es the hassle of renting it and maintaining the place + it's a leasehold property and there's only 60 years left on the lease.


Leasehole property? That must be something British.



It's also in the USA, but far more commonly found in commercial real estate applications. Instead of a 99 year lease (as used to be done on properties--Like the base at Guantamano Bay) , you will frequently see 20 year retail leases. "Buisness site, will build to suit ". Or "pad for lease". Very different from residential real estate.


Since when do 'leases' have mortgages for the lessee?


About 800 years , if I recall my English history correctly. And don't forget that American real estate law is based upon colonial real estate law, which was ...surprise! English real estate law. And there are all kinds of other weird real estate entaglements like lif estates (where you live on the property fot the rest of your life , but can't sell it, etc.....all kinds of weird stuff still on the books, but rarely used. ). Thank God. Usually only reseserected for Real estate Broker licence exams and by real estate lawyers with a strange thing for....well strange things,


Wow...



OK T, I'm sorry. It's been a heck of day , I'm tired and still working. I neglected to spell check . When I get tired I don't read so good and my dyslexia kicks in big time. Sorry. I'll try and do better. And at least it's not a "Bobo" award or a "Marky" award.



_____________________________

I feel like I'm Han Solo, and you're Chewie, and she's Ben Kenobi, and we're in that bar.
Member Texas Thread Mafia.

Sig art by rogueusmc

(in reply to AW1Steve)
Post #: 6236
RE: The Thread - 10/29/2009 10:28:26 PM   
bobogoboom


Posts: 3799
Joined: 2/13/2006
From: Dallas
Status: offline
quote:

ORIGINAL: Historiker

What's the Marky Award?
Having to be 25 (or so) again while being forced to behave like 14?

really you guys are putting me in the same sentence as marky. WTF

_____________________________

I feel like I'm Han Solo, and you're Chewie, and she's Ben Kenobi, and we're in that bar.
Member Texas Thread Mafia.

Sig art by rogueusmc

(in reply to Historiker)
Post #: 6237
RE: The Thread - 10/29/2009 10:30:10 PM   
bobogoboom


Posts: 3799
Joined: 2/13/2006
From: Dallas
Status: offline
quote:

ORIGINAL: USS America


quote:

ORIGINAL: Mynok


I'm the only one here who envies you, scott, I'm sure....but I do. I love snow.



I also am envious. I miss real snow. Until I want to go outside and ride my bike, or run, or drive with the top down on the car...

yeah i think i will keep the warmth so i can do my outdoor activities.

_____________________________

I feel like I'm Han Solo, and you're Chewie, and she's Ben Kenobi, and we're in that bar.
Member Texas Thread Mafia.

Sig art by rogueusmc

(in reply to USSAmerica)
Post #: 6238
RE: The Thread - 10/29/2009 10:30:28 PM   
Historiker


Posts: 4742
Joined: 7/4/2007
From: Deutschland
Status: offline 		So tell me what the bobo award is 

_____________________________

Without any doubt: I am the spawn of evil - and the Bavarian Beer Monster (BBM)!

There's only one bad word and that's taxes. If any other word is good enough for sailors; it's good enough for you. - Ron Swanson

(in reply to bobogoboom)
Post #: 6239
RE: THE THREAD!!! - 10/29/2009 10:31:25 PM   
Chickenboy


Posts: 24520
Joined: 6/29/2002
From: San Antonio, TX
Status: offline
quote:

ORIGINAL: Mynok


I ain't going anywhere that doesn't have four seasons...at least not permanently. And definitely not some tropical island where I can procure malaria, dengue fever and cyclone poisoning.....

You got something against Scrub Typhus too? Speciesist...

_____________________________


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Post #: 6240
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