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RE: THE THREAD!!! - 10/4/2010 12:30:23 PM   
Onime No Kyo


Posts: 16842
Joined: 4/28/2004
Status: offline
quote:

ORIGINAL: Aces8

A Rainy Morning Tithe


What a coincidence. Its raining here too.

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(in reply to comte)
Post #: 3241
RE: THE THREAD!!! - 10/4/2010 12:49:35 PM   
USSAmerica


Posts: 18715
Joined: 10/28/2002
From: Graham, NC, USA
Status: offline 		Good Monday morning - Tithe. 

_____________________________

Mike

"Good times will set you free" - Jimmy Buffett

"They need more rum punch" - Me


Artwork by The Amazing Dixie

(in reply to Onime No Kyo)
Post #: 3242
RE: THE THREAD!!! - 10/4/2010 12:50:46 PM   
Chickenboy


Posts: 24520
Joined: 6/29/2002
From: San Antonio, TX
Status: offline 		Closing on a mortgage refinance today. Woot me. 3.75% fixed 15 year rates are hard to pass up. For those of you in the US that are homeowners, you may want to look at your existing mortgage and consider it. This loan will be about 20% more every month than our previous 30 year fixed @ 4.75%, but we'll have full equity in the house in 15 years and we'll pay approximately 1/3 the interest that we would have otherwise paid over the life of the loan.

Alright, thus endeth my spiel...

_____________________________


(in reply to Onime No Kyo)
Post #: 3243
RE: THE THREAD!!! - 10/4/2010 12:52:14 PM   
Chickenboy


Posts: 24520
Joined: 6/29/2002
From: San Antonio, TX
Status: offline 		Good morning, dudes.

[looks at Mike] Cackle, cackle, cackle...muhuhahaha....(rubs hands together).

_____________________________


(in reply to Chickenboy)
Post #: 3244
RE: THE THREAD!!! - 10/4/2010 12:56:23 PM   
USSAmerica


Posts: 18715
Joined: 10/28/2002
From: Graham, NC, USA
Status: offline
quote:

ORIGINAL: Chickenboy

Closing on a mortgage refinance today. Woot me. 3.75% fixed 15 year rates are hard to pass up. For those of you in the US that are homeowners, you may want to look at your existing mortgage and consider it. This loan will be about 20% more every month than our previous 30 year fixed @ 4.75%, but we'll have full equity in the house in 15 years and we'll pay approximately 1/3 the interest that we would have otherwise paid over the life of the loan.

Alright, thus endeth my spiel...


Good move!

Ours is a variable that keeps going down. LOL We just got notice that it is dropping to 3% for the next year. It can only increase by 1% each year, so at the first sign of increasing, we will refinance.

< Message edited by USS America -- 10/4/2010 12:57:50 PM >

_____________________________

Mike

"Good times will set you free" - Jimmy Buffett

"They need more rum punch" - Me


Artwork by The Amazing Dixie

(in reply to Chickenboy)
Post #: 3245
RE: THE THREAD!!! - 10/4/2010 1:00:31 PM   
Onime No Kyo


Posts: 16842
Joined: 4/28/2004
Status: offline 		Wow a UNP. Yay me!

_____________________________

"Mighty is the Thread! Great are its works and insane are its inhabitants!" -Brother Mynok

(in reply to Chickenboy)
Post #: 3246
RE: THE THREAD!!! - 10/4/2010 1:02:18 PM   
Onime No Kyo


Posts: 16842
Joined: 4/28/2004
Status: offline
quote:

ORIGINAL: Chickenboy

Good morning, dudes.

[looks at Mike] Cackle, cackle, cackle...muhuhahaha....(rubs hands together).


Why are you looking at Mike in that tone of voice?

_____________________________

"Mighty is the Thread! Great are its works and insane are its inhabitants!" -Brother Mynok

(in reply to Chickenboy)
Post #: 3247
RE: THE THREAD!!! - 10/4/2010 1:19:52 PM   
USSAmerica


Posts: 18715
Joined: 10/28/2002
From: Graham, NC, USA
Status: offline 		I believe transmission of the first turn to Steve and I may be imminent.  

_____________________________

Mike

"Good times will set you free" - Jimmy Buffett

"They need more rum punch" - Me


Artwork by The Amazing Dixie

(in reply to Onime No Kyo)
Post #: 3248
RE: THE THREAD!!! - 10/4/2010 2:15:56 PM   
Apollo11


Posts: 24082
Joined: 6/7/2001
From: Zagreb, Croatia
Status: offline 		Hi all,

We (my town - the capital and surrounding area) are switching as last part of country (i.e. biggest population) to DVB-T (Digital Video Broadcast - terrestrial) tomorrow...


Leo "Apollo11"

_____________________________



Prior Preparation & Planning Prevents Pathetically Poor Performance!

A & B: WitW, WitE, WbtS, GGWaW, GGWaW2-AWD, HttR, CotA, BftB, CF
P: UV, WitP, WitP-AE

(in reply to USSAmerica)
Post #: 3249
RE: THE THREAD!!! - 10/4/2010 2:45:33 PM   
sprior


Posts: 8596
Joined: 6/18/2002
From: Portsmouth, UK
Status: offline 		We're changing 31st August next year

_____________________________

"Grown ups are what's left when skool is finished."
"History started badly and hav been geting steadily worse."
- Nigel Molesworth.



(in reply to Apollo11)
Post #: 3250
RE: THE THREAD!!! - 10/4/2010 3:00:44 PM   
Terminus


Posts: 41459
Joined: 4/23/2005
From: Denmark
Status: offline

_____________________________

We are all dreams of the Giant Space Butterfly.

(in reply to Terminus)
Post #: 3251
RE: THE THREAD!!! - 10/4/2010 3:10:35 PM   
Apollo11


Posts: 24082
Joined: 6/7/2001
From: Zagreb, Croatia
Status: offline 		Hi all,

quote:

ORIGINAL: sprior

We're changing 31st August next year


European deadline for DVB-T is 01.01.2012. but some countries have to be faster due to frequency allocation to neighboring countries (i.e. there should be no interference)... UK is island and there are no such problems...


Leo "Apollo11"

_____________________________



Prior Preparation & Planning Prevents Pathetically Poor Performance!

A & B: WitW, WitE, WbtS, GGWaW, GGWaW2-AWD, HttR, CotA, BftB, CF
P: UV, WitP, WitP-AE

(in reply to sprior)
Post #: 3252
RE: THE THREAD!!! - 10/4/2010 3:11:36 PM   
Apollo11


Posts: 24082
Joined: 6/7/2001
From: Zagreb, Croatia
Status: offline 		Hi all,

Time to go home after work tithe...


Leo "Apollo11"

_____________________________



Prior Preparation & Planning Prevents Pathetically Poor Performance!

A & B: WitW, WitE, WbtS, GGWaW, GGWaW2-AWD, HttR, CotA, BftB, CF
P: UV, WitP, WitP-AE

(in reply to Terminus)
Post #: 3253
RE: THE THREAD!!! - 10/4/2010 4:33:10 PM   
BrucePowers


Posts: 12094
Joined: 7/3/2004
Status: offline 		Dixie, my condolences.

(in reply to Apollo11)
Post #: 3254
RE: THE THREAD!!! - 10/4/2010 4:33:40 PM   
BrucePowers


Posts: 12094
Joined: 7/3/2004
Status: offline 		Tithe

(in reply to BrucePowers)
Post #: 3255
RE: THE THREAD!!! - 10/4/2010 4:49:34 PM   
Apollo11


Posts: 24082
Joined: 6/7/2001
From: Zagreb, Croatia
Status: offline 		Hi all,

quote:

ORIGINAL: USS America

quote:

ORIGINAL: Chickenboy

Closing on a mortgage refinance today. Woot me. 3.75% fixed 15 year rates are hard to pass up. For those of you in the US that are homeowners, you may want to look at your existing mortgage and consider it. This loan will be about 20% more every month than our previous 30 year fixed @ 4.75%, but we'll have full equity in the house in 15 years and we'll pay approximately 1/3 the interest that we would have otherwise paid over the life of the loan.

Alright, thus endeth my spiel...


Good move!

Ours is a variable that keeps going down. LOL We just got notice that it is dropping to 3% for the next year. It can only increase by 1% each year, so at the first sign of increasing, we will refinance.


Please explain this in detail to us non-USA types so that we can understand what are you talking about...


Leo "Apollo11"

_____________________________



Prior Preparation & Planning Prevents Pathetically Poor Performance!

A & B: WitW, WitE, WbtS, GGWaW, GGWaW2-AWD, HttR, CotA, BftB, CF
P: UV, WitP, WitP-AE

(in reply to USSAmerica)
Post #: 3256
RE: THE THREAD!!! - 10/4/2010 4:53:14 PM   
BrucePowers


Posts: 12094
Joined: 7/3/2004
Status: offline 		We don't even understand it

(in reply to Apollo11)
Post #: 3257
RE: THE THREAD!!! - 10/4/2010 4:57:27 PM   
Terminus


Posts: 41459
Joined: 4/23/2005
From: Denmark
Status: offline 		Strangers in the night...
Two lonely people,
We were strangers in the night...
Up to the moment,
When we said our first hello,
Little did we know,
Love was just a glance away,
A warm, embracing dance away...

Doo-bee-doo-bee-dooo...


_____________________________

We are all dreams of the Giant Space Butterfly.

(in reply to Onime No Kyo)
Post #: 3258
RE: THE THREAD!!! - 10/4/2010 5:02:00 PM   
anarchyintheuk

 

Posts: 3921
Joined: 5/5/2004
From: Dallas
Status: offline 		Strange, I'm not thinking of Frank Sinatra but Phil Hartman's impression of Frank Sinatra now.

(in reply to Terminus)
Post #: 3259
RE: THE THREAD!!! - 10/4/2010 5:09:25 PM   
Terminus


Posts: 41459
Joined: 4/23/2005
From: Denmark
Status: offline 		Thanks... I think...

_____________________________

We are all dreams of the Giant Space Butterfly.

(in reply to anarchyintheuk)
Post #: 3260
RE: THE THREAD!!! - 10/4/2010 5:16:29 PM   
Onime No Kyo


Posts: 16842
Joined: 4/28/2004
Status: offline
quote:

ORIGINAL: BrucePowers

We don't even understand it


Thats the whole point, I think.

_____________________________

"Mighty is the Thread! Great are its works and insane are its inhabitants!" -Brother Mynok

(in reply to BrucePowers)
Post #: 3261
RE: THE THREAD!!! - 10/4/2010 6:26:51 PM   
Apollo11


Posts: 24082
Joined: 6/7/2001
From: Zagreb, Croatia
Status: offline 		Hi all,

quote:

ORIGINAL: Terminus

Strangers in the night...
Two lonely people,
We were strangers in the night...
Up to the moment,
When we said our first hello,
Little did we know,
Love was just a glance away,
A warm, embracing dance away...

Doo-bee-doo-bee-dooo...



Love mood "T"?


Leo "Apollo11"

_____________________________



Prior Preparation & Planning Prevents Pathetically Poor Performance!

A & B: WitW, WitE, WbtS, GGWaW, GGWaW2-AWD, HttR, CotA, BftB, CF
P: UV, WitP, WitP-AE

(in reply to Terminus)
Post #: 3262
RE: THE THREAD!!! - 10/4/2010 6:29:40 PM   
witpqs


Posts: 26087
Joined: 10/4/2004
From: Argleton
Status: offline
quote:

ORIGINAL: Terminus

Strangers in the night...
Two lonely people,
We were strangers in the night...
Up to the moment,
When we said our first hello,
Little did we know,
Love was just a glance away,
A warm, embracing dance away...

Doo-bee-doo-bee-dooo...



Now I have that song playing in my head. Nice tune.

(in reply to Terminus)
Post #: 3263
RE: THE THREAD!!! - 10/4/2010 6:48:54 PM   
Grollub


Posts: 6674
Joined: 10/9/2005
From: Lulea, Sweden
Status: offline
quote:

ORIGINAL: witpqs


quote:

ORIGINAL: Terminus

Strangers in the night...
Two lonely people,
We were strangers in the night...
Up to the moment,
When we said our first hello,
Little did we know,
Love was just a glance away,
A warm, embracing dance away...

Doo-bee-doo-bee-dooo...



Now I have that song playing in my head. Nice tune.

It could be worse. Poor you if you happened to get something like Milli Vanillis' 'Ice ice baby' in your head ... <keeping fingers crossed> ...

_____________________________

“Not mastering metaphores is like cooking pasta when the train is delayed"

(in reply to witpqs)
Post #: 3264
RE: THE THREAD!!! - 10/4/2010 7:09:53 PM   
anarchyintheuk

 

Posts: 3921
Joined: 5/5/2004
From: Dallas
Status: offline
quote:

ORIGINAL: Terminus

Thanks... I think...


Anything that recalls Phil Hartman is a good thing.

(in reply to Terminus)
Post #: 3265
RE: THE THREAD!!! - 10/4/2010 7:15:52 PM   
witpqs


Posts: 26087
Joined: 10/4/2004
From: Argleton
Status: offline
quote:

ORIGINAL: Grollub

It could be worse. Poor you if you happened to get something like Milli Vanillis' 'Ice ice baby' in your head ... <keeping fingers crossed> ...




That was Vanilla Ice (whom I noticed has a new home improvement show starting soon on cable.)

Milli Vanilli (or however they spelled it) were the two who were found to be lip syncing to someone else who was actually recording the lyrics!

(in reply to Grollub)
Post #: 3266
RE: THE THREAD!!! - 10/4/2010 7:22:07 PM   
USSAmerica


Posts: 18715
Joined: 10/28/2002
From: Graham, NC, USA
Status: offline
quote:

ORIGINAL: Apollo11

Hi all,

quote:

ORIGINAL: USS America

quote:

ORIGINAL: Chickenboy

Closing on a mortgage refinance today. Woot me. 3.75% fixed 15 year rates are hard to pass up. For those of you in the US that are homeowners, you may want to look at your existing mortgage and consider it. This loan will be about 20% more every month than our previous 30 year fixed @ 4.75%, but we'll have full equity in the house in 15 years and we'll pay approximately 1/3 the interest that we would have otherwise paid over the life of the loan.

Alright, thus endeth my spiel...


Good move!

Ours is a variable that keeps going down. LOL We just got notice that it is dropping to 3% for the next year. It can only increase by 1% each year, so at the first sign of increasing, we will refinance.


Please explain this in detail to us non-USA types so that we can understand what are you talking about...


Leo "Apollo11"


Leo, we're talking about our home loans. Chickenboy just refinanced (got a new loan to replace his old one) for a lower interest rate, which will be a fixed 3.75% interest per year for a 15 year loan.

I mentioned that our current home loan has a variable interest rate, which can go up or down 1 time per year, with a maximum rate change of 1% each year. Rates are quite low these days, and our loan interest rate has gone down for the last 3 years in a row. It will be 3% for the next year. If rates start to go higher next year, we will then refinance our loan for a fixed (unchanging) interest rate.

_____________________________

Mike

"Good times will set you free" - Jimmy Buffett

"They need more rum punch" - Me


Artwork by The Amazing Dixie

(in reply to Apollo11)
Post #: 3267
RE: THE THREAD!!! - 10/4/2010 7:33:01 PM   
Grollub


Posts: 6674
Joined: 10/9/2005
From: Lulea, Sweden
Status: offline
quote:

ORIGINAL: witpqs

quote:

ORIGINAL: Grollub

It could be worse. Poor you if you happened to get something like Milli Vanillis' 'Ice ice baby' in your head ... <keeping fingers crossed> ...




That was Vanilla Ice (whom I noticed has a new home improvement show starting soon on cable.)

Milli Vanilli (or however they spelled it) were the two who were found to be lip syncing to someone else who was actually recording the lyrics!

You're completely right - I somehow mixed them up. I just wanted to see if I could get that song into someones head ...

_____________________________

“Not mastering metaphores is like cooking pasta when the train is delayed"

(in reply to witpqs)
Post #: 3268
RE: THE THREAD!!! - 10/4/2010 8:11:32 PM   
Apollo11


Posts: 24082
Joined: 6/7/2001
From: Zagreb, Croatia
Status: offline 		Hi all,

quote:

ORIGINAL: USS America

quote:

ORIGINAL: Apollo11

quote:

ORIGINAL: USS America

quote:

ORIGINAL: Chickenboy

Closing on a mortgage refinance today. Woot me. 3.75% fixed 15 year rates are hard to pass up. For those of you in the US that are homeowners, you may want to look at your existing mortgage and consider it. This loan will be about 20% more every month than our previous 30 year fixed @ 4.75%, but we'll have full equity in the house in 15 years and we'll pay approximately 1/3 the interest that we would have otherwise paid over the life of the loan.

Alright, thus endeth my spiel...


Good move!

Ours is a variable that keeps going down. LOL We just got notice that it is dropping to 3% for the next year. It can only increase by 1% each year, so at the first sign of increasing, we will refinance.


Please explain this in detail to us non-USA types so that we can understand what are you talking about...


Leo, we're talking about our home loans. Chickenboy just refinanced (got a new loan to replace his old one) for a lower interest rate, which will be a fixed 3.75% interest per year for a 15 year loan.

I mentioned that our current home loan has a variable interest rate, which can go up or down 1 time per year, with a maximum rate change of 1% each year. Rates are quite low these days, and our loan interest rate has gone down for the last 3 years in a row. It will be 3% for the next year. If rates start to go higher next year, we will then refinance our loan for a fixed (unchanging) interest rate.


Thanks for info Mike!

So... you guy only pay 3.75 interest every year... oh my God... here it is 2-3 times more (around 8% - 10%)... and, BTW< refinancing is not possible in 99.99% of cases here... what you choose you got...


Leo "Apollo11"



Leo "Apollo11"

_____________________________



Prior Preparation & Planning Prevents Pathetically Poor Performance!

A & B: WitW, WitE, WbtS, GGWaW, GGWaW2-AWD, HttR, CotA, BftB, CF
P: UV, WitP, WitP-AE

(in reply to USSAmerica)
Post #: 3269
RE: THE THREAD!!! - 10/4/2010 9:02:37 PM   
AW1Steve


Posts: 14507
Joined: 3/10/2007
From: Mordor Illlinois
Status: offline 		Late afternooon tithe.....

_____________________________


(in reply to Apollo11)
Post #: 3270
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